Oak Ridge Associated Universities
Overview
Oak Ridge Associated Universities sponsors a self-funded health plan that covered 731 participants in plan year 2025, down 26% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 731 · prior year 986
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Welfare Benefit Plan for Oak Ridge Associated Universities, plan 501 (731 participants)
- Broker compensation
- $180K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Short-term disability, Long-term disability, Life | 578 | $1.1M | $148K |
| Unum Insurance Company | Voluntary Accident, Critical Illness | 153 | $143K | $32K |
| Life Insurance Company of North America | Travel Accident | 578 | $3K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 731 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Oak Ridge Associated Universities
- Sponsor EIN
- 62-0476816
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 62-0476816 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Oak Ridge Associated Universities 403(b) Retirement Plan
- Type
- Defined contribution plan
- Participants
- 2,313
About this data
Source: Oak Ridge Associated Universities's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Oak Ridge Associated Universities.