Oberlin College and Conservatory
Overview
Oberlin College and Conservatory sponsors a self-funded health plan that covered 1,861 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,861 · prior year 863
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Oberlin College Health Plan for Faculty and Staff, plan 506 (1,861 participants)
- Stop-loss carrier
- Medical Mutual of Ohio
- Broker compensation
- $172K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Medical Mutual of Ohio | Medical, Stop-loss | 857 | $1.8M | $86K |
| Unum Life Insurance Company of America | Life, Long-term disability | 961 | $618K | $79K |
| Medical Mutual of Ohio Superior Dental | Dental | 802 | $504K | $6K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,861 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Oberlin College and Conservatory
- Sponsor EIN
- 34-0714363
- Plan number
- 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 34-0714363 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Oberlin College Defined Contribution and Tax Deferred Annuity Retirement Plan
- Type
- Defined contribution plan
- Participants
- 2,510
About this data
Source: Oberlin College and Conservatory's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Oberlin College and Conservatory.