University of Dayton

Dayton, OH EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
2,856Participants-20% vs. prior year
$6.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 6Education in OHBy participants

Overview

University of Dayton sponsors a self-funded health plan that covered 2,856 participants in plan year 2025, down 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,856 · prior year 3,567
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
University of Dayton Employee Benefit Plan, plan 501 (2,856 participants)
Broker compensation
$263K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability2,729$2.1M$200K
Superior Dental CareVision2,832$1.9M$50K
Fidelity Security Life Insurance CompanyVision2,362$153K$8K
Berkshire Life Insurance Company of AmericaSupplemental Disability Insurance55$34K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.8M/ year

Estimated prescription spend: 2,856 participants × $2,371 national average per member. Usually higher once dependents are counted.

$176K–$434K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$51K–$129K
Lower-cost therapeutic alternatives$75K–$157K
Generic pricing vs. actual cost$33K–$98K
PBM contract terms$17K–$51K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
University of Dayton
Sponsor EIN
31-0536715
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0536715 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
University of Dayton TDA Plan
Type
Defined contribution plan
Participants
6,345

About this data

Source: University of Dayton's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of Dayton.

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