Ocean State Jobbers Inc. & Affiliates

North Kingstown, RI Professional servicesNAICS 541214

Self-funded health planPlan year 2025Renews January
996Participants+11% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Professional services in RIBy participants

Overview

Ocean State Jobbers Inc. & Affiliates sponsors a self-funded health plan that covered 996 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
996 · prior year 896
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ocean State Jobbers, Inc. Wrap Benefit Plan, plan 507 (996 participants)
Broker compensation
$85K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability777$522K$81K
Delta Dental of Rhode IslandDental1,005$280K$3K
Eyemed Vision CareVision589$41K—
Empathia, Inc.Employee Assistance Program1,212$8K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 996 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$151K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$26K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ocean State Jobbers Inc. & Affiliates
Sponsor EIN
05-0373793
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 05-0373793 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Ocean State Jobbers Inc. & Affiliates's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ocean State Jobbers Inc. & Affiliates.

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