One Gas, Inc.

Tulsa, OK UtilitiesNAICS 221210

Self-funded health planPlan year 2025Renews January
5,991Participants+1% vs. prior year
$14.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Utilities in OKBy participants

Overview

One Gas, Inc. sponsors a self-funded health plan that covered 5,991 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,991 · prior year 5,909
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
One Gas, Inc. Health and Welfare Plan, plan 530 (5,991 participants); One Gas, Inc. Retiree Health and Welfare Plan, plan 531 (1,804 participants)
Broker compensation
$112K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Securian Life Insurance CompanyLife, Vad&d9,480$4.7M$106K
Reliance Standard Life Insurance CompanyLong-term disability3,979$848K$6K
Vision Service PlanVision3,135$829K—
United HealthcareAccident and Critical Illness; Hospital 3,267$729K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$14.2M/ year

Estimated prescription spend: 5,991 participants × $2,371 national average per member. Usually higher once dependents are counted.

$369K–$911K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$108K–$270K
Lower-cost therapeutic alternatives$158K–$330K
Generic pricing vs. actual cost$68K–$205K
PBM contract terms$36K–$107K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
One Gas, Inc.
Sponsor EIN
46-3561936
Plan numbers
530, 531
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-3561936 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
One Gas, Inc. 401(k) Plan
Type
401(k) plan
Participants
4,629

About this data

Source: One Gas, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with One Gas, Inc..

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