Oprona, Inc.

Houston, TX Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
656Participants+5% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#59 of 81Professional services in TXBy participants

Overview

Oprona, Inc. sponsors a self-funded health plan that covered 656 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
656 · prior year 628
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Oprona, Inc. DBA Rosen USA, Inc., plan 501 (656 participants)
Broker compensation
$176K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyLife, Long-term disability656$390K$82K
Aetna Life Insurance CompanyVision1,390$187K$38K
Trustmark Insurance CompanyLife85$57K$52K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal146$20K$4K
Curalinc, LLCEmployee Assistance Program595$12K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 656 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$100K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Oprona, Inc.
Sponsor EIN
20-8040748
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-8040748 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Rosen USA 401(k) Plan
Type
401(k) plan
Participants
775

About this data

Source: Oprona, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Oprona, Inc..

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