Powerhouse Retail Services, LLC

Crowley, TX Professional servicesNAICS 541800

Self-funded health planPlan year 2025Renews January
606Participants-8% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#63 of 81Professional services in TXBy participants

Overview

Powerhouse Retail Services, LLC sponsors a self-funded health plan that covered 606 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
606 · prior year 658
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Powerhouse Retail Services, LLC Health & Welfare Benefit Plan, plan 501 (606 participants)
Broker compensation
$132K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLong-term disability, Accidental Death & Dismemberment, Life, Short-term disability697$326K$79K
Metropolitan Life Insurance CompanyDental737$230K$22K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity291$110K$25K
Fidelity Security Life Insurance CompanyVision705$47K$3K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships91$18K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 606 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Powerhouse Retail Services, LLC
Sponsor EIN
26-0761398
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0761398 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Powerhouse Retail Services 401(k) Plan
Type
401(k) plan
Participants
939

About this data

Source: Powerhouse Retail Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Powerhouse Retail Services, LLC.

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