OTG Management, LLC

New York, NY Real estateNAICS 531310

Self-funded health planPlan year 2025Renews January
4,045Participants-12% vs. prior year
$9.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 8Real estate in NYBy participants

Overview

OTG Management, LLC sponsors a self-funded health plan that covered 4,045 participants in plan year 2025, down 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,045 · prior year 4,599
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
OTG Health and Welfare Benefit Plan, plan 510 (4,045 participants)
Broker compensation
$104K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyVision, Life, Short-term disability, Long-term disability4,113$661K$45K
Delta Dental of New YorkDental745$252K—
Hartford Life and AccidentAccident, Critical Illness, Hospital Ind239$99K$58K
Metropolitan General Insurance CompanyLegal35$35K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.6M/ year

Estimated prescription spend: 4,045 participants × $2,371 national average per member. Usually higher once dependents are counted.

$249K–$615K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$73K–$182K
Lower-cost therapeutic alternatives$106K–$223K
Generic pricing vs. actual cost$46K–$138K
PBM contract terms$24K–$72K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
OTG Management, LLC
Sponsor EIN
27-4175739
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-4175739 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: OTG Management, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with OTG Management, LLC.

Request a correction · Methodology