ZBS Alliance Animal Health LLC

RYE Brook, NY Professional servicesNAICS 541940

Self-funded health planPlan year 2025Renews January
4,044Participants+48% vs. prior year
$9.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 70Professional services in NYBy participants

Overview

ZBS Alliance Animal Health LLC sponsors a self-funded health plan that covered 4,044 participants in plan year 2025, up 48% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,044 · prior year 2,730
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
ZBS Alliance Animal Health LLC Health and Welfare Plan, plan 505 (4,044 participants)
Broker compensation
$235K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
New York Life Group Insurance Company of New YorkLife, Short-term disability, Long-term disability4,044$856K$175K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital910$210K$45K
Eyemed Vision Care on Behalf of Fidelity Security Life Ins Co. of NYVision2,302$139K$14K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.6M/ year

Estimated prescription spend: 4,044 participants × $2,371 national average per member. Usually higher once dependents are counted.

$249K–$615K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$73K–$182K
Lower-cost therapeutic alternatives$106K–$222K
Generic pricing vs. actual cost$46K–$138K
PBM contract terms$24K–$72K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
ZBS Alliance Animal Health LLC
Sponsor EIN
30-0964261
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 30-0964261 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Alliance Animal Health 401(k) Plan
Type
401(k) plan
Participants
4,310

About this data

Source: ZBS Alliance Animal Health LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with ZBS Alliance Animal Health LLC.

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