Pemco Mutual Insurance Company
Overview
Pemco Mutual Insurance Company sponsors a self-funded health plan that covered 515 participants in plan year 2025, down 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 515 · prior year 573
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Pemco Health and Welfare Plan, plan 502 (515 participants)
- Stop-loss carrier
- Lifewise Assurance Company
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lifewise Assurance Company | Stop-loss | 451 | $972K | — |
| Reliance Standard Life Insurance Company | Life, Long-term disability, Voluntary AD&D | 456 | $484K | — |
| Canopy | Employee Assistance Program | 463 | $11K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 515 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Pemco Mutual Insurance Company
- Sponsor EIN
- 91-6028851
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 91-6028851 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Pemco 401(k) Plan
- Type
- 401(k) plan
- Participants
- 680
About this data
Source: Pemco Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pemco Mutual Insurance Company.