Trupanion Managers USA, Inc.
Overview
Trupanion Managers USA, Inc. sponsors a self-funded health plan that covered 906 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 906 · prior year 912
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Trupanion Health and Welfare Benefit Plan, plan 501 (906 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $101K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Stop-loss | 818 | $625K | $59K |
| Metropolitan Life Insurance Company | Dental, Vision | 1,150 | $577K | $5K |
| Reliance Standard Life Insurance Company | Short-term disability, Life, Long-term disability, AD&D, Voluntary AD&D | 883 | $266K | $17K |
| Continental American Insurance Company | Critical Illness and Accident | 465 | $164K | $19K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 906 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Trupanion Managers USA, Inc.
- Sponsor EIN
- 38-3756263
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-3756263 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Trupanion 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,166
About this data
Source: Trupanion Managers USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Trupanion Managers USA, Inc..