PHI Group, Inc.
Overview
PHI Group, Inc. sponsors a self-funded health plan that covered 1,956 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,956 · prior year 2,045
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Group Life and Health Plan for Employees of PHI, Inc., plan 501 (1,956 participants)
- Broker compensation
- $425K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Short-term disability, Long-term disability | 1,888 | $3.6M | $363K |
| Sun Life Assurance Company of Canada | Dental, Vision | 1,464 | $1.6M | $52K |
| Metropolitan General Insurance Company | Legal | 283 | $67K | $8K |
| Curalinc LLC | Employee Assistance Program | 2,065 | $24K | — |
| National Union Fire Ins. Co. of Pittsburgh, PA | Business Travel Accident | 1,885 | $8K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,956 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- PHI Group, Inc.
- Sponsor EIN
- 84-2513763
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-2513763 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- PHI Group, Inc. 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 2,694
About this data
Source: PHI Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with PHI Group, Inc..