Phil Long Dealerships, Inc.
Overview
Phil Long Dealerships, Inc. sponsors a self-funded health plan that covered 2,025 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,025 · prior year 2,025
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Phil Long Dealerships, Inc. Group Medical, Insurance, Disability Plan, plan 503 (2,025 participants)
- Stop-loss carrier
- Great Midwest Insurance Company
- Broker compensation
- $309K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Insurance Company | Group Accident, Attained Age Critical Illness, Hospital EE Paid, Short-term disability | 1,336 | $905K | $168K |
| Great Midwest Insurance Company | Stop-loss | 1,210 | $543K | — |
| Unum Life Insurance Company of America | Life, Long-term disability | 1,204 | $516K | $88K |
| Starmount Life Insurance Company | Dental | 708 | $413K | $45K |
| United Healthcare Insurance Company | Managed Organ/tissue Transplant Benefit | 1,210 | $75K | — |
| Eyemed Vision Care | Vision | 1,012 | $67K | $8K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,025 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Phil Long Dealerships, Inc.
- Sponsor EIN
- 84-1393913
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-1393913 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Phil Long Dealerships, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Phil Long Dealerships, Inc..