Windigo Logistics LLC

Aurora, CO RetailNAICS 445110

Self-funded health planPlan year 2024Renews February
1,014ParticipantsFirst year on file
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Feb 2027Next renewalPlan year begins February 1
#7 of 11Retail in COBy participants

Overview

Windigo Logistics LLC sponsors a self-funded health plan that covered 1,014 participants in plan year 2024. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,014
Plan year
Begins February 1 · next renewal February 2027
Health plans filed
Windigo Logistics Health and Welfare Plan, plan 501 (1,014 participants)
Broker compensation
$26K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American United Life Insurance CompanyLife, Long-term disability1,289$420K$26K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 1,014 participants × $2,371 national average per member. Usually higher once dependents are counted.

$63K–$154K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$46K
Lower-cost therapeutic alternatives$27K–$56K
Generic pricing vs. actual cost$12K–$35K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning February 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Windigo Logistics LLC
Sponsor EIN
83-0688316
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-0688316 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Windigo Logistics Fountain Union Employees 401(k) Plan
Type
401(k) plan
Participants
993

About this data

Source: Windigo Logistics LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Windigo Logistics LLC.

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