Pinnacle West Capital Corporation
Overview
Pinnacle West Capital Corporation sponsors a self-funded health plan that covered 10,842 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,842 · prior year 10,469
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Pinnacle West Capital Corporation Group Life and Medical Plan, plan 504 (10,842 participants); Pinnacle West Capital Corporation Group Welfare Plan, plan 530 (6,603 participants); Pinnacle West Capital Corporation Post-65 Retiree Health Reimbursement Arrangement, plan 531 (3,336 participants)
- Stop-loss carrier
- Berkshire Hathaway Specialty Insurance Company
- Broker compensation
- $388K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, AD&D | 17,922 | $19.5M | $388K |
| Berkshire Hathaway Specialty Insurance Company | Stop-loss | 6,552 | $1.1M | — |
| Employers Dental Services | Dental | 1,710 | $194K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,842 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Pinnacle West Capital Corporation
- Sponsor EIN
- 86-0512431
- Plan numbers
- 504, 530, 531
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 86-0512431 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Pinnacle West Capital Corporation Retirement Plan
- Type
- Pension plan
- Participants
- 15,617
About this data
Source: Pinnacle West Capital Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pinnacle West Capital Corporation.