Reinalt-Thomas Corporation

Scottsdale, AZ RetailNAICS 441300

Self-funded health planPlan year 2025Renews January
11,648Participants+2% vs. prior year
$27.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 14Retail in AZBy participants

Overview

Reinalt-Thomas Corporation sponsors a self-funded health plan that covered 11,648 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
11,648 · prior year 11,428
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Reinalt-Thomas Corporation D/b/a Discount Tire / America's Tire / Discount Tire Direct Flexible Benefits Plan, plan 501 (11,648 participants); Discount Tire Texas Work Injury Benefit Plan, plan 527 (7,121 participants)
Broker compensation
$412K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability11,648$11.5M$412K
Metropolitan Life Insurance CompanyVision16,747$1.3M$70
Curalinc LLCEmployee Assistance Program30,264$277K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$27.6M/ year

Estimated prescription spend: 11,648 participants × $2,371 national average per member. Usually higher once dependents are counted.

$718K–$1.8M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$210K–$525K
Lower-cost therapeutic alternatives$307K–$641K
Generic pricing vs. actual cost$133K–$398K
PBM contract terms$69K–$207K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Reinalt-Thomas Corporation
Sponsor EIN
38-1889682
Plan numbers
501, 527
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-1889682 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Discount Tire/america's Tire Retirement Plan
Type
401(k) plan
Participants
20,780

About this data

Source: Reinalt-Thomas Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Reinalt-Thomas Corporation.

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