Pioneer Telephone - Health & Welfare
Overview
Pioneer Telephone - Health & Welfare sponsors a self-funded health plan that covered 659 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 659 · prior year 684
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Pioneer Telephone Cooperative, Inc. Employee Benefits Plan, plan 501 (659 participants)
- Stop-loss carrier
- Berkley Life and Health Insurance Co.
- Broker compensation
- $130K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Blue Cross Blue Shield of Oklahoma | Medical | 1,137 | $4.4M | $39K |
| Medco Containment Life Insurance Company | Prescription drug | 323 | $727K | $21K |
| Delta Dental | Dental | 638 | $725K | $8K |
| Berkley Life and Health Insurance Co. | Stop-loss | 1,137 | $711K | — |
| Sun Life Assurance Company of Canada | Life, Long-term disability | 481 | $516K | $60K |
| Texas Life Insurance Company | Life | 252 | $93K | — |
| Vision Service Plan | Vision | 642 | $90K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 659 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Pioneer Telephone - Health & Welfare
- Sponsor EIN
- 73-0618715
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 73-0618715 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Pioneer Telephone Cooperative, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 558
About this data
Source: Pioneer Telephone - Health & Welfare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pioneer Telephone - Health & Welfare.