Pratt Street HC Management, Inc.
Overview
Pratt Street HC Management, Inc. sponsors a self-funded health plan that covered 3,588 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,588 · prior year 3,313
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Pratt Street (live Casino & Hotel) Health & Welfare Plan, plan 504 (3,588 participants); Live Casino & Hotel Health & Welfare (part-Time) Plan, plan 505 (1,072 participants)
- Broker compensation
- $255K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | AD & D, Life, Long-term disability | 3,730 | $1.1M | $108K |
| Cigna Health and Life Insurance Company | Accident, Critical Illness, Hospital | 989 | $434K | $106K |
| Hartford Life and Accident | Short-term disability | 509 | $207K | $34K |
| MetLife Legal Plans | Prepaid Legal | 288 | $64K | $7K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,588 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Pratt Street HC Management, Inc.
- Sponsor EIN
- 45-4238598
- Plan numbers
- 504, 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 45-4238598 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Pratt Street HC Management, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pratt Street HC Management, Inc..