Protect, LLC

Wichita, KS Business servicesNAICS 561210

Self-funded health planPlan year 2025Renews January
703Participants+38% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Business services in KSBy participants

Overview

Protect, LLC sponsors a self-funded health plan that covered 703 participants in plan year 2025, up 38% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
703 · prior year 511
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Protect LLC Employee Benefits Plan, plan 501 (703 participants)
Broker compensation
$184K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability703$474K$128K
Delta Dental of Kansas, Inc.Dental529$364K$21K
First Stop HealthEmployee Assistance Program516$76K—
Surency Life and HealthVision462$69K$7K
Trustmark Insurance CompanyLife138$60K$28K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 703 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$107K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Protect, LLC
Sponsor EIN
47-0758334
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-0758334 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Protect, LLC 401(k) Plan
Type
401(k) plan
Participants
837

About this data

Source: Protect, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Protect, LLC.

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