Prudential Overall Supply

Irvine, CA Other servicesNAICS 812330

Self-funded health planPlan year 2024Renews October
1,290ParticipantsFirst year on file
$3.1MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#1 of 8Other services in CABy participants

Overview

Prudential Overall Supply sponsors a self-funded health plan that covered 1,290 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,290
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Prudential Overall Supply Employee Welfare Benefit Plan, plan 503 (1,290 participants)
Stop-loss carrier
HCC Life
Broker compensation
$268K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HCC LifeStop-loss1,206$1.7M$142K
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO71$1.0M—
Unum Life Insurance Company of AmericaLife, Long-term disability, Lifestyle Life and Accidental Death and , Voluntary Short Term Disability1,944$868K$79K
Unum Insurance CompanyCritical Illness, Accident, Hospital Indemnity317$174K$47K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.1M/ year

Estimated prescription spend: 1,290 participants × $2,371 national average per member. Usually higher once dependents are counted.

$80K–$196K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$71K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Prudential Overall Supply
Sponsor EIN
95-6542231
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-6542231 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Prudential Overall Supply's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Prudential Overall Supply.

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