Pscu Incorporated

St Petersburg, FL Finance & insuranceNAICS 522300

Self-funded health planPlan year 2024Renews July
2,838ParticipantsFirst year on file
$6.7MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#4 of 23Finance & insurance in FLBy participants

Overview

Pscu Incorporated sponsors a self-funded health plan that covered 2,838 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,838
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Pscu Welfare Benefit Program, plan 501 (2,838 participants)
Broker compensation
$72K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability2,883$747K—
The Lincoln National Life Insurance CompanyHospital Indemnity, Critical Illness, Accident1,148$241K$66K
Legalplans, USALegal516$42K$6K
ComPsychEmployee Assistance Program3,075$39K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.7M/ year

Estimated prescription spend: 2,838 participants × $2,371 national average per member. Usually higher once dependents are counted.

$175K–$431K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$51K–$128K
Lower-cost therapeutic alternatives$75K–$156K
Generic pricing vs. actual cost$32K–$97K
PBM contract terms$17K–$50K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Pscu Incorporated
Sponsor EIN
59-1743434
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-1743434 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Pscu Incorporated 401(k) Retirement Plan
Type
401(k) plan
Participants
3,633

About this data

Source: Pscu Incorporated's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pscu Incorporated.

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