Quinnipiac University

Hamden, CT EducationNAICS 611000

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,296Participants+2% vs. prior year
$3.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 7Education in CTBy participants

Overview

Quinnipiac University sponsors a self-funded health plan that covered 1,296 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,296 · prior year 1,275
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Quinnipiac University Employee Benefit Plan, plan 501 (1,296 participants)
Broker compensation
$75K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianLife1,304$674K$54K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital584$131K$22K
Vision Service PlanVision275$88K—
Eyemed Vision CareVision1,809$63K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.1M/ year

Estimated prescription spend: 1,296 participants × $2,371 national average per member. Usually higher once dependents are counted.

$80K–$197K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$71K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Quinnipiac University
Sponsor EIN
06-0646701
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 06-0646701 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Quinnipiac University Defined Contribution Retirement Plan
Type
Defined contribution plan
Participants
2,366

About this data

Source: Quinnipiac University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Quinnipiac University.

Request a correction · Methodology