Post University Inc.

Waterbury, CT EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
996Participants-7% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 7Education in CTBy participants

Overview

Post University Inc. sponsors a self-funded health plan that covered 996 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
996 · prior year 1,066
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Post University, Inc. Health & Welfare Benefit Plan, plan 508 (996 participants)
Broker compensation
$81K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance Co.Dental, Vision1,553$672K$50K
Hartford Life and AccidentLife, Long-term disability989$216K$23K
Aetna Life Insurance CompanyShort-term disability357$66K$8K
ComPsychEmployee Assistance Program500$7K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 996 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$151K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$26K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Post University Inc.
Sponsor EIN
20-1003413
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-1003413 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Post University, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
1,034

About this data

Source: Post University Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Post University Inc..

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