Right at School, LLC
Overview
Right at School, LLC sponsors a self-funded health plan that covered 1,308 participants in plan year 2025, up 23% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,308 · prior year 1,066
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Right at School, LLC Welfare Benefits Plan, plan 501 (1,308 participants)
- Stop-loss carrier
- Bluecross Blueshield of Illinois
- Broker compensation
- $128K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Bluecross Blueshield of Illinois | Stop-loss | 349 | $666K | $74K |
| Symetra Life Insurance Company | Accident, Critical Illness, Hospital Ind, Life, Short-term disability, Long-term disability | 349 | $254K | $30K |
| Metropolitan Life Insurance Company | Dental | 554 | $128K | $6K |
| Fidelity Security Life Insurance Company | Vision | 1,029 | $53K | $7K |
| Teladoc Health, Inc. | Telehealth and Wellness Membership | 400 | $48K | $7K |
| MetLife Legal Plans | Legal | 92 | $21K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,308 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Right at School, LLC
- Sponsor EIN
- 27-3553118
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 27-3553118 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Right at School 401(k) Plan
- Type
- 401(k) plan
- Participants
- 3,434
About this data
Source: Right at School, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Right at School, LLC.