Wheaton College

Wheaton, IL EducationNAICS 611000

Self-funded health planPlan year 2025Renews July
573Participants0% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#10 of 12Education in ILBy participants

Overview

Wheaton College sponsors a self-funded health plan that covered 573 participants in plan year 2025, about the same as the prior year. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
573 · prior year 573
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Group Health Care Plan of Wheaton College, plan 502 (573 participants)
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of IllinoisDental1,599$686K—
Lincoln National Life Insurance CompanyLong-term disability, Life672$341K—
Protec Insurance CompanyVision1,037$65K—
Hartford Insurance CompanyGroup Travel Accident1,146$800—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 573 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$87K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Wheaton College
Sponsor EIN
36-2182171
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2182171 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Wheaton College Retirement Plan
Type
Defined contribution plan
Participants
2,134

About this data

Source: Wheaton College's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wheaton College.

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