Rock Capital Holdings, LLC DBA Mpowerhealth

Addison, TX Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
1,144ParticipantsPrior year not comparable
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 81Professional services in TXBy participants

Overview

Rock Capital Holdings, LLC DBA Mpowerhealth sponsors a self-funded health plan that covered 1,144 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,144 · prior year 411
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Rock Capital Holdings, LLC DBA Mpowerhealth Welfare Benefits Plan, plan 501 (1,144 participants)
Broker compensation
$162K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyAccident, Critical Illness, Dental, Vision1,280$636K$81K
Reliance Standard Life Insurance CompanyLife, Short-term disability, Long-term disability, Accidental Death and Dismemberment1,144$518K$78K
MetLife Legal PlansLegal142$27K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,144 participants × $2,371 national average per member. Usually higher once dependents are counted.

$71K–$174K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$52K
Lower-cost therapeutic alternatives$30K–$63K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rock Capital Holdings, LLC DBA Mpowerhealth
Sponsor EIN
83-2715107
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-2715107 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
RCH 401(k) Plan
Type
401(k) plan
Participants
1,668

About this data

Source: Rock Capital Holdings, LLC DBA Mpowerhealth's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rock Capital Holdings, LLC DBA Mpowerhealth.

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