Rosen Hotels & Resorts, Inc.

Orlando, FL HospitalityNAICS 721110

Self-funded health planPlan year 2025Renews January
2,536Participants+5% vs. prior year
$6.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 13Hospitality in FLBy participants

Overview

Rosen Hotels & Resorts, Inc. sponsors a self-funded health plan that covered 2,536 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,536 · prior year 2,412
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Rosen Hotels and Resorts, Inc. Welfare Benefit Plan, plan 502 (2,536 participants)
Broker compensation
$612K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance Company—2,973$1.2M$298K
Delta Dental Insurance Company—1,939$901K$90K
American Heritage Life Insurance Company—674$473K$80K
Sun Life Assurance Company of Canada—2,048$311K$34K
Colonial Life & Accident Insurance Company—67$30K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.0M/ year

Estimated prescription spend: 2,536 participants × $2,371 national average per member. Usually higher once dependents are counted.

$156K–$385K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$46K–$114K
Lower-cost therapeutic alternatives$67K–$139K
Generic pricing vs. actual cost$29K–$87K
PBM contract terms$15K–$45K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rosen Hotels & Resorts, Inc.
Sponsor EIN
59-1536217
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-1536217 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Rosen Hotels and Resorts, Inc. Employees Savings Trust
Type
401(k) plan
Participants
4,590

About this data

Source: Rosen Hotels & Resorts, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rosen Hotels & Resorts, Inc..

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