Ruder-Finn, Inc.
Overview
Ruder-Finn, Inc. sponsors a self-funded health plan that covered 515 participants in plan year 2025, up 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 515 · prior year 456
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ruder-Finn, Inc. Profit Sharing Salary Reduction Plan, plan 004 (515 participants)
- Broker compensation
- $190K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company | Medical, Accidental Injury, Hospital Care Critica | 274 | $2.9M | $149K |
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability | 274 | $272K | $30K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 211 | $177K | $10K |
| Vision Service Plan | Vision | 175 | $20K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 515 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ruder-Finn, Inc.
- Sponsor EIN
- 13-1815833
- Plan number
- 004
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-1815833 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ruder-Finn, Inc. Profit Sharing Salary Reduction Plan
- Type
- 401(k) plan
- Participants
- 515
About this data
Source: Ruder-Finn, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ruder-Finn, Inc..