Saber Healthcare Group, L.l.c.

Beachwood, OH Real estateNAICS 531310

Self-funded health planPlan year 2025Renews January
11,195Participants-1% vs. prior year
$26.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 4Real estate in OHBy participants

Overview

Saber Healthcare Group, L.l.c. sponsors a self-funded health plan that covered 11,195 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
11,195 · prior year 11,347
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Saber Healthcare Group, L.c.c. Section 125 Plan, plan 501 (11,195 participants)
Stop-loss carrier
Community Insurance Company
Broker compensation
$1.4M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyAccident, Dental, Life, Critical Illness, Long-term disability, Short-term disability10,806$7.5M$1.1M
Community Insurance CompanyStop-loss5,019$2.7M—
Madison National LifeLife2,102$850K$251K
Vision Service PlanVision5,189$463K$7K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$26.5M/ year

Estimated prescription spend: 11,195 participants × $2,371 national average per member. Usually higher once dependents are counted.

$690K–$1.7M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$202K–$504K
Lower-cost therapeutic alternatives$295K–$616K
Generic pricing vs. actual cost$127K–$382K
PBM contract terms$66K–$199K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Saber Healthcare Group, L.l.c.
Sponsor EIN
02-0542620
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 02-0542620 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Saber Healthcare Group, L.l.c.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Saber Healthcare Group, L.l.c..

Request a correction · Methodology