Vora Ventures, LLC

Cincinnati, OH Real estateNAICS 531210

Self-funded health planPlan year 2024Renews October
611ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#4 of 4Real estate in OHBy participants

Overview

Vora Ventures, LLC sponsors a self-funded health plan that covered 611 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
611
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Vora Ventures Health Plan, plan 501 (611 participants)
Stop-loss carrier
Community Insurance Co.
Broker compensation
$53K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Community Insurance Co.Stop-loss745$1.1M—
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability, Lifestyle Life, Accident, ATT Age Crit ILL553$354K$49K
Fidelity Security Life Insurance CompanyVision657$42K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 611 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$93K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Vora Ventures, LLC
Sponsor EIN
20-4552492
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-4552492 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Vora Ventures, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vora Ventures, LLC.

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