Saint Josephs Hospital, Yonkers

Yonkers, NY Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
656Participants-19% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#110 of 137Health care in NYBy participants

Overview

Saint Josephs Hospital, Yonkers sponsors a self-funded health plan that covered 656 participants in plan year 2025, down 19% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
656 · prior year 809
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Saint Josephs Medical Center Health and Welfare Plan, plan 501 (656 participants)
Stop-loss carrier
Reliastar Life Insurance
Broker compensation
$161K across insured contracts
MedicalLife insuranceDentalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life InsuranceStop-loss637$1.5M$152K
First Reliance Standard Life Insurance CompanyLife, Long-term disability803$244K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 656 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$100K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Saint Josephs Hospital, Yonkers
Sponsor EIN
13-1740127
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-1740127 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
St. Vincent's Hospital Westchester 403(b) Defined Contribution Retirement Plan
Type
Defined contribution plan
Participants
1,250

About this data

Source: Saint Josephs Hospital, Yonkers's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Saint Josephs Hospital, Yonkers.

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