Salud Family Health, Inc.

Fort Lupton, CO Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
606Participants-2% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 28Health care in COBy participants

Overview

Salud Family Health, Inc. sponsors a self-funded health plan that covered 606 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
606 · prior year 618
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Salud Family Health, Inc. Employee Benefit Plan, plan 501 (606 participants)
Broker compensation
$77K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability567$340K$51K
Delta Dental of ColoradoDental517$118K$5K
Unum Life Insurance Company of AmericaLife, Long-term disability, Accident, Short-term disability594$62K$9K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision828$51K$5K
The Lincoln National Life Insurance CompanyAccident, Critical Illness180$40K$6K
Mines and AssociatesEmployee Assistance Program624$38K—
Unum Insurance CompanyCritical Illness166$7K$952

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 606 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Salud Family Health, Inc.
Sponsor EIN
84-0613540
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-0613540 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Salud Family Health Employee Contribution 403(b) Plan
Type
401(k) plan
Participants
761

About this data

Source: Salud Family Health, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Salud Family Health, Inc..

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