Sarah Bush Lincoln Health Center

Mattoon, IL Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,758Participants+12% vs. prior year
$6.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#23 of 65Health care in ILBy participants

Overview

Sarah Bush Lincoln Health Center sponsors a self-funded health plan that covered 2,758 participants in plan year 2025, up 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,758 · prior year 2,471
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Sarah Bush Lincoln Health Center Welfare Benefit Plan, plan 501 (2,758 participants)
Stop-loss carrier
Consociate Health
Broker compensation
$345K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Rxbenefits, Inc.Prescription drug2,373$15.4M—
Reliance Standard Life Insurance CompanyLife, Long-term disability, AD&D, Short-term disability2,758$2.2M$345K
Consociate HealthMedical, Dental, Vision, Stop-loss2,360——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.5M/ year

Estimated prescription spend: 2,758 participants × $2,371 national average per member. Usually higher once dependents are counted.

$170K–$419K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$50K–$124K
Lower-cost therapeutic alternatives$73K–$152K
Generic pricing vs. actual cost$31K–$94K
PBM contract terms$16K–$49K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sarah Bush Lincoln Health Center
Sponsor EIN
23-7098532
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-7098532 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Sarah Bush Lincoln Health Center Employee Retirement Plan
Type
401(k) plan
Participants
4,325

About this data

Source: Sarah Bush Lincoln Health Center's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sarah Bush Lincoln Health Center.

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