Superior Air-Ground Ambulance Service, Inc.

Elmhurst, IL Health careNAICS 621900

Self-funded health planPlan year 2025Renews January
3,044Participants+11% vs. prior year
$7.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#18 of 65Health care in ILBy participants

Overview

Superior Air-Ground Ambulance Service, Inc. sponsors a self-funded health plan that covered 3,044 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,044 · prior year 2,748
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Superior Air-Ground Ambulance Service, Inc. Employee Benefits Plan, plan 501 (3,044 participants)
Stop-loss carrier
Bluecross Blueshield of Illinois
Broker compensation
$941K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Bluecross Blueshield of IllinoisStop-loss2,885$20.1M$84K
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability5,010$2.0M$615K
The Guardian Life Insurance Company of AmericaDental, Vision1,785$1.2M$232K
MetLife Legal PlansLegal354$85K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.2M/ year

Estimated prescription spend: 3,044 participants × $2,371 national average per member. Usually higher once dependents are counted.

$188K–$463K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$55K–$137K
Lower-cost therapeutic alternatives$80K–$167K
Generic pricing vs. actual cost$35K–$104K
PBM contract terms$18K–$54K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Superior Air-Ground Ambulance Service, Inc.
Sponsor EIN
36-2688847
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2688847 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Superior Air-Ground Ambulance Service, Inc. Profit Sharing 401(k) Plan
Type
401(k) plan
Participants
3,915

About this data

Source: Superior Air-Ground Ambulance Service, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Superior Air-Ground Ambulance Service, Inc..

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