Scheels All Sports, Inc.

Fargo, ND RetailNAICS 451110

Self-funded health planPlan year 2025Renews January
12,576ParticipantsPrior year not comparable
$29.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Retail in NDBy participants

Overview

Scheels All Sports, Inc. sponsors a self-funded health plan that covered 12,576 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
12,576 · prior year 3,447
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Scheels All Sports Inc. Group Benefit Plan, plan 501 (12,576 participants)
Broker compensation
$407K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability2,625$1.8M$318K
American Heritage Life Insurance CompanyAccident3,233$543K$84K
Vision Service PlanVision2,473$221K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$29.8M/ year

Estimated prescription spend: 12,576 participants × $2,371 national average per member. Usually higher once dependents are counted.

$775K–$1.9M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$227K–$567K
Lower-cost therapeutic alternatives$331K–$692K
Generic pricing vs. actual cost$143K–$429K
PBM contract terms$75K–$224K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Scheels All Sports, Inc.
Sponsor EIN
45-0306649
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 45-0306649 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Scheels All Sports, Inc. 401(k) Plan
Type
401(k) plan
Participants
9,239

About this data

Source: Scheels All Sports, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Scheels All Sports, Inc..

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