Seminole Tribe of Florida
Overview
Seminole Tribe of Florida sponsors a self-funded health plan that covered 2,351 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,351 · prior year 2,232
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Seminole Tribe of Florida and Seminole Tribe of Florida, Inc. Health and Welfare Plan, plan 504 (2,351 participants); Seminole Gaming Flexible Benefits Plan, plan 520 (2,005 participants)
- Broker compensation
- $2.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Short-term disability, Long-term disability, Life | 10,604 | $3.7M | $330K |
| Hartford Life and Accident | Life, Short-term disability, Long-term disability | 2,297 | $3.2M | $513K |
| Unum Insurance Company | Accident, Critical Illness, Hospital Indemnity | 6,880 | $3.0M | $1.1M |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 6,142 | $2.8M | — |
| Provident Life and Accident Insurance Company | Group Whole Life | 1,604 | $681K | $270K |
| Boston Mutual Life Insurance Company | Life | 864 | $491K | $41K |
| Transamerica Life Insurance Company | Life | 1,126 | $450K | $22K |
| Vision Service Plan | Vision | 5,212 | $362K | — |
| UnitedHealthcare Insurance Company | Vision | 4,398 | $263K | — |
| Metropolitan General Insurance Company | Legal | 573 | $143K | $23K |
| Curalinc, LLC D.b.a. Curalinc Healthcare | Employee Assistance Program | 10,234 | $87K | — |
| United Behavioral Health DBA Optum | Employee Assistance Program | 2,612 | $32K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,351 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Seminole Tribe of Florida
- Sponsor EIN
- 59-1415030
- Plan numbers
- 504, 520
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-1415030 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Seminole Indian Casino 401(k) Plan
- Type
- 401(k) plan
- Participants
- 17,330
About this data
Source: Seminole Tribe of Florida's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Seminole Tribe of Florida.