SIE Holdings Inc.

Charlotte, NC Wholesale tradeNAICS 423800

Self-funded health planPlan year 2025Renews January
523Participants0% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#22 of 22Wholesale trade in NCBy participants

Overview

SIE Holdings Inc. sponsors a self-funded health plan that covered 523 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
523 · prior year 523
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
SIE Holdings Inc. Health and Welfare Benefit Plan, plan 502 (523 participants)
Stop-loss carrier
Symetra Life Insurance Company
Broker compensation
$106K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyStop-loss429$1.5M$67K
Guardian Life Insurance Company of AmericaMedical, Dental, Vision, Life, Short-term disability, Long-term disability509$874K$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 523 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$79K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
SIE Holdings Inc.
Sponsor EIN
87-1317918
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-1317918 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
SIE Holdings, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
712

About this data

Source: SIE Holdings Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with SIE Holdings Inc..

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