Southwest Research Institute
Overview
Southwest Research Institute sponsors a self-funded health plan that covered 3,285 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,285 · prior year 3,285
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Southwest Research Institute Employee Assistance Program, plan 506 (3,285 participants); Southwest Research Institute Employees' Health Care Expense Benefits Plan, plan 502 (3,188 participants); Southwest Research Institute Health Care Reimbursement Plan, plan 505 (570 participants)
- Stop-loss carrier
- UnitedHealthcare Insurance Company
- Broker compensation
- $61K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| UnitedHealthcare Insurance Company | Medical, Stop-loss | 5,606 | $5.0M | — |
| Life Insurance Company of North America | Long-term disability, Accidental Death, Short Term Disability, Life | 3,202 | $4.6M | — |
| Express Scripts, Inc. | Prescription drug | 463 | $2.7M | — |
| Sierra Health and Life Insurance Company, Inc. | Medical, Prescription drug | 554 | $2.6M | — |
| Hartford Life and Accident | Medical | 460 | $1.4M | — |
| Kaiser Foundation Health Plan of Colorado, Inc. | Medical, Prescription drug, HMO | 82 | $788K | — |
| Vision Service Plan | Vision | 2,487 | $728K | — |
| Delta Dental Insurance Company | Dental | 958 | $411K | — |
| Cigna Health and Life Insurance Company | Short-term disability, Critical Illness | 879 | $381K | — |
| MetLife Insurance Company | Group Cancer Insurance | 1,088 | $301K | $60K |
| MetLife Legal Plans, Inc. | Legal Care | 845 | $133K | — |
| Hartford Accident and Life Insurance Company | Medical, Prescription drug | 29 | $12K | $273 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,285 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Southwest Research Institute
- Sponsor EIN
- 74-1070544
- Plan numbers
- 506, 502, 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-1070544 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Southwest Research Institute Retirement Plan
- Type
- Defined contribution plan
- Participants
- 6,091
About this data
Source: Southwest Research Institute's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Southwest Research Institute.