Spectrum Retirement Communities LLC and Subsidiaries
Overview
Spectrum Retirement Communities LLC and Subsidiaries sponsors a self-funded health plan that covered 2,542 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,542 · prior year 2,559
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Spectrum Retirement Communities LLC Welfare Benefit Plan, plan 501 (2,542 participants)
- Broker compensation
- $131K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Hartford Insurance Group | Short-term disability, Long-term disability | 1,494 | $378K | $99K |
| Reliastar Life Insurance Company | Life | 2,565 | $216K | $29K |
| Vision Service Plan | Vision | 580 | $53K | — |
| Evernorth Behavioral Health, Inc. | Employee Assistance Program | 6,320 | $40K | — |
| Metropolitan General Insurance Company | Legal | 86 | $21K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,542 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Spectrum Retirement Communities LLC and Subsidiaries
- Sponsor EIN
- 20-0110890
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-0110890 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Spectrum Retirement Communities 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,628
About this data
Source: Spectrum Retirement Communities LLC and Subsidiaries's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Spectrum Retirement Communities LLC and Subsidiaries.