St. Mary's Medical Center

Huntington, WV Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,555Participants+1% vs. prior year
$6.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 7Health care in WVBy participants

Overview

St. Mary's Medical Center sponsors a self-funded health plan that covered 2,555 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,555 · prior year 2,523
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
St. Mary's Medical Center Health and Welfare Benefit Plan, plan 501 (2,555 participants)
Broker compensation
$352K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Vision5,014$1.8M$20K
Lincoln National Life Insurance CompanyLife, Long-term disability2,555$1.1M$112K
Continental American Insurance CompanyShort-term disability1,787$932K$220K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.1M/ year

Estimated prescription spend: 2,555 participants × $2,371 national average per member. Usually higher once dependents are counted.

$158K–$388K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$46K–$115K
Lower-cost therapeutic alternatives$67K–$141K
Generic pricing vs. actual cost$29K–$87K
PBM contract terms$15K–$45K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
St. Mary's Medical Center
Sponsor EIN
55-0357050
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 55-0357050 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
St. Mary's Medical Center 403(b) Plan
Type
Defined contribution plan
Participants
4,518

About this data

Source: St. Mary's Medical Center's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with St. Mary's Medical Center.

Request a correction · Methodology