Williams LEA, LLC

Wheeling, WV Business servicesNAICS 561210

Self-funded health planPlan year 2025Renews January
2,382Participants+3% vs. prior year
$5.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Business services in WVBy participants

Overview

Williams LEA, LLC sponsors a self-funded health plan that covered 2,382 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,382 · prior year 2,315
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Williams LEA, LLC Health and Welfare Plan, plan 501 (2,382 participants)
Broker compensation
$32K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental2,450$940K$14K
Unum Life Insurance Company of AmericaLife, Long-term disability2,362$781K$10K
Vision Service PlanVision1,577$209K—
MetLife Legal PlansLegal331$82K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.6M/ year

Estimated prescription spend: 2,382 participants × $2,371 national average per member. Usually higher once dependents are counted.

$147K–$362K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$43K–$107K
Lower-cost therapeutic alternatives$63K–$131K
Generic pricing vs. actual cost$27K–$81K
PBM contract terms$14K–$42K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Williams LEA, LLC
Sponsor EIN
13-3160717
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-3160717 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Williams LEA LLC 401(k) Savings Plan
Type
401(k) plan
Participants
1,925

About this data

Source: Williams LEA, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Williams LEA, LLC.

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