Stemilt Growers, LLC

Wenatchee, WA AgricultureNAICS 111300

Self-funded health planPlan year 2025Renews January
1,388Participants+19% vs. prior year
$3.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 5Agriculture in WABy participants

Overview

Stemilt Growers, LLC sponsors a self-funded health plan that covered 1,388 participants in plan year 2025, up 19% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,388 · prior year 1,167
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Stemilt Growers, LLC Life and Health Plan, plan 501 (1,388 participants)
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability1,388$58K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.3M/ year

Estimated prescription spend: 1,388 participants × $2,371 national average per member. Usually higher once dependents are counted.

$86K–$211K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$25K–$63K
Lower-cost therapeutic alternatives$37K–$76K
Generic pricing vs. actual cost$16K–$47K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Stemilt Growers, LLC
Sponsor EIN
27-2088978
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-2088978 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Stemilt Growers, LLC 401(k) Savings Plan & Trust
Type
401(k) plan
Participants
3,338

About this data

Source: Stemilt Growers, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stemilt Growers, LLC.

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