Firstfruits Holdco, LLC

Prescott, WA AgricultureNAICS 111300

Self-funded health planPlan year 2025Renews January
1,200Participants-12% vs. prior year
$2.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Agriculture in WABy participants

Overview

Firstfruits Holdco, LLC sponsors a self-funded health plan that covered 1,200 participants in plan year 2025, down 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,200 · prior year 1,366
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Vista Hermosa Clinic On-Sight Health Plan, plan 502 (1,200 participants); Firstfruits Holdco, LLC Health & Welfare Plan, plan 501 (271 participants)
Broker compensation
$34K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Willamette Dental of Washington, Inc.Dental295$179K$14K
Delta Dental of WashingtonDental140$74K$4K
Metropolitan Life Insurance CompanyLife, Long-term disability127$55K$8K
Vision Service PlanVision301$18K$1K
Combined Insurance Company of AmericaAccident and Critical Illness63$12K$362

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.8M/ year

Estimated prescription spend: 1,200 participants × $2,371 national average per member. Usually higher once dependents are counted.

$74K–$182K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$54K
Lower-cost therapeutic alternatives$32K–$66K
Generic pricing vs. actual cost$14K–$41K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Firstfruits Holdco, LLC
Sponsor EIN
83-2796740
Plan numbers
502, 501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-2796740 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Firstfruits Holdco 401(k) Plan
Type
401(k) plan
Participants
1,900

About this data

Source: Firstfruits Holdco, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Firstfruits Holdco, LLC.

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