Steptoe & Johnson PLLC

Bridgeport, WV Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
666Participants+10% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Professional services in WVBy participants

Overview

Steptoe & Johnson PLLC sponsors a self-funded health plan that covered 666 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
666 · prior year 604
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Steptoe & Johnson Group Life Accidental Death & Medical Benefit Plan, plan 501 (666 participants)
Broker compensation
$159K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLong-term disability572$546K$75K
Delta Dental of West VirginiaDental547$375K$38K
The Lincoln National Life Insurance CompanyLife614$217K$33K
Vision Service PlanVision540$69K$7K
Federal Insurance CompanyAccidental Death & Dismemberment368$23K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 666 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$101K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$18K–$37K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Steptoe & Johnson PLLC
Sponsor EIN
55-0286140
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 55-0286140 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Steptoe & Johnson PLLC 401(k) Plan
Type
401(k) plan
Participants
1,058

About this data

Source: Steptoe & Johnson PLLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Steptoe & Johnson PLLC.

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