STI Holdings, Inc.

Stoughton, WI ManufacturingNAICS 336210

Self-funded health planPlan year 2024Renews June
1,500ParticipantsFirst year on file
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jun 2027Next renewalPlan year begins June 1
#35 of 95Manufacturing in WIBy participants

Overview

STI Holdings, Inc. sponsors a self-funded health plan that covered 1,500 participants in plan year 2024. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,500
Plan year
Begins June 1 · next renewal June 2027
Health plans filed
STI Holdings, Inc. Health and Welfare Benefit Plan, plan 501 (1,500 participants)
Broker compensation
$135K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability1,105$771K$78K
Metropolitan Life Insurance CompanyAccident, Critical Illness, Hospital391$180K$48K
Wyssta Insurance Company, Inc.Vision512$75K$6K
Metropolitan General Insurance CompanyLegal103$45K$3K
Curalinc HealthcareEmployee Assistance Program1,500$20K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,500 participants × $2,371 national average per member. Usually higher once dependents are counted.

$92K–$228K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$27K–$68K
Lower-cost therapeutic alternatives$39K–$83K
Generic pricing vs. actual cost$17K–$51K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning June 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
STI Holdings, Inc.
Sponsor EIN
39-0981383
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-0981383 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
STI Holdings, Inc. 401(k) Plan
Type
401(k) plan
Participants
2,194

About this data

Source: STI Holdings, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with STI Holdings, Inc..

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