Trek Bicycle Corporation

Waterloo, WI ManufacturingNAICS 336990

Self-funded health planPlan year 2025Renews January
1,669Participants-18% vs. prior year
$4.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#33 of 95Manufacturing in WIBy participants

Overview

Trek Bicycle Corporation sponsors a self-funded health plan that covered 1,669 participants in plan year 2025, down 18% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, long-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,669 · prior year 2,028
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Trek Bicycle Corporation, ITS Subsidiaries and Associated Companies, plan 501 (1,669 participants)
Stop-loss carrier
UnitedHealthcare Stop Loss-United Health
Broker compensation
$184K across insured contracts
MedicalLife insuranceDentalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Stop Loss-United HealthStop-loss1,510$2.2M—
Delta Dental of WisconsinDental1,075$1.1M$143K
Hartford Life and AccidentAccident, Hospital Indemnity, Life, Long-term disability2,281$736K$41K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.0M/ year

Estimated prescription spend: 1,669 participants × $2,371 national average per member. Usually higher once dependents are counted.

$103K–$254K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$30K–$75K
Lower-cost therapeutic alternatives$44K–$92K
Generic pricing vs. actual cost$19K–$57K
PBM contract terms$10K–$30K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Trek Bicycle Corporation
Sponsor EIN
39-1237359
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1237359 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Trek Bicycle Corporation 401(k) Plan
Type
401(k) plan
Participants
3,842

About this data

Source: Trek Bicycle Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Trek Bicycle Corporation.

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