Sturm, Ruger & Company, Inc.
Overview
Sturm, Ruger & Company, Inc. sponsors a self-funded health plan that covered 2,201 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,201
- Plan year
- Begins July 1 · next renewal July 2027
- Health plans filed
- Sturm, Ruger & Company, Inc. Employee Benefit Plan, plan 505 (2,201 participants)
- Stop-loss carrier
- United States Fire Insurance Company
- Broker compensation
- $402K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Anthem Life Insurance Company | Dental, Vision, Short-term disability | 1,655 | $1.8M | $339K |
| United States Fire Insurance Company | Medical, PPO, Stop-loss | 1,302 | $1.1M | $28K |
| Standard Insurance Company | Life, Long-term disability | 1,653 | $345K | $34K |
| National Union Fire Insurance Company | Accidental Death & Dismemberment | 1,812 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,201 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Sturm, Ruger & Company, Inc.
- Sponsor EIN
- 06-0633559
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 06-0633559 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Sturm, Ruger & Company, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,270
About this data
Source: Sturm, Ruger & Company, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sturm, Ruger & Company, Inc..