Superior Metal Products, Inc. DBA American Trim
Overview
Superior Metal Products, Inc. DBA American Trim sponsors a self-funded health plan that covered 624 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 624 · prior year 624
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- American Trim, LLC Employee Benefit Plan, plan 502 (624 participants)
- Stop-loss carrier
- Swiss RE Corporate Solutions
- Broker compensation
- $37K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Swiss RE Corporate Solutions | Stop-loss | 259 | $484K | — |
| Blue Cross Blue Shield of Alabama | Medical, Prescription drug, PPO | 46 | $313K | — |
| Life Insurance Company of North America | Life, Short-term disability, Long-term disability | 413 | $287K | $19K |
| Cigna Health and Life Insurance Company | Critical Illness & Accident | 105 | $48K | $10K |
| Fidelity Security Life Insurance Company | Vision | 510 | $31K | $8K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 624 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Superior Metal Products, Inc. DBA American Trim
- Sponsor EIN
- 34-4476715
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 34-4476715 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- American Trim L.l.c. Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 684
About this data
Source: Superior Metal Products, Inc. DBA American Trim's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Superior Metal Products, Inc. DBA American Trim.