Synergos

Scottsdale, AZ ConstructionNAICS 236110

Self-funded health planPlan year 2025Renews January
3,325Participants+0% vs. prior year
$7.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 14Construction in AZBy participants

Overview

Synergos sponsors a self-funded health plan that covered 3,325 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,325 · prior year 3,317
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Synergos Companies, LLC Employee Benefit Plan, plan 501 (3,325 participants)
Stop-loss carrier
Blue Cross Blue Shield of Arizona
Broker compensation
$353K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Principal Life Insurance CompanyVision, Life, Short-term disability, Long-term disability3,988$2.0M$281K
Blue Cross Blue Shield of ArizonaStop-loss2,099$1.9M—
Massachusetts Mutual Life Insurance CompanyLife160$104K$72K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.9M/ year

Estimated prescription spend: 3,325 participants × $2,371 national average per member. Usually higher once dependents are counted.

$205K–$505K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$60K–$150K
Lower-cost therapeutic alternatives$88K–$183K
Generic pricing vs. actual cost$38K–$114K
PBM contract terms$20K–$59K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Synergos
Sponsor EIN
46-0804105
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-0804105 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Synergos's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Synergos.

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