Tanner Memorial Clinic

Layton, UT Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
588Participants+9% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#16 of 17Health care in UTBy participants

Overview

Tanner Memorial Clinic sponsors a self-funded health plan that covered 588 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
588 · prior year 542
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Tanner Memorial Clinic Health & Welfare Benefit Plan, plan 501 (588 participants)
Broker compensation
$131K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability436$305K$93K
Unum Insurance CompanyCritical Illness, Hospital, Accident203$112K$37K
Town & Country Life Insurance CompanyVision398$15K$605

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 588 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Tanner Memorial Clinic
Sponsor EIN
87-0218917
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-0218917 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tanner Memorial Clinic Employee 401(k)profit Sharing Plan
Type
401(k) plan
Participants
1,630

About this data

Source: Tanner Memorial Clinic's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tanner Memorial Clinic.

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